Mortgage Trouble?

Are you having difficulty with your finances? Are you self employed? Low Credit Rating? Having a hard Time Proving income? Separating?

Let Me Help!
Most Important to us is,
Customer Satisfaction!

Our customers know us for competitive rates and for over 27 years of customer satisfaction. Our integrity is reflected in our many Client Reviews.

See Our Reviews!
We are passionate about what we do!

Whether you are buying your First Home or Refinancing your current home, we have the right tools and information to help you make a well informed decision.

Let Me Help!
Have you ever wondered what your home value currently is?

We are always looking for innovated ways to help our clients. Our tools can give you an accurate home estimates within minutes! Sent to your email. For Free! (Ontario Only)

Get Your Evaluation!
Get Some Cashback!

Buying a home can be stressful. The Mortgage for Less team is here to make sure your Mortgage process is smooth, quick and rewarding.

See Our 1% Advantage

Self-Employed Mortgage

Helping Self Employed Applicants

Often in the mortgage world a self employed person had many obstacles to arrange a preferred mortgage rate.

The whole premise was always based on banks requiring volumes of financial statements and tax returns to evaluate the approvability of self employed applicants.

That’s no longer an issue with the fact we deal with many banks and lenders we have more choices for self employed applicants.

Easy Qualifier Programs for Self Employed

  • Credit rating has to be average to excellent.
  • Down payments can range from 35% for Non CMHC and 10% down with CMHC
  • 1 piece of verification of Self employment via easy to provide documentation. i.e. (GST Return, articles of Incorporation, a recent Invoice, a business licence, Business brochure)
  • At least 2 years as a self employed person.
  • Stated Income is allowed – Income Verification Not Required.
  • In some cases need most recent Notice of Assessment to show NO income taxes are owed.

Key benefits

Simpler application– You don’t need any detailed financial statements or income verification – so that means less paperwork and less hassle for you.

Easier approval process – Your approval is based on your personal credit history, not your business history. That makes your approval process straightforward and efficient.

Variety of mortgages – You may choose from various mortgage products options to get the one that best suits your needs.

  • Call us to and we’ll show you how we have helped many Self Employed people across Canada
Back

Getting A Quote is Simple and quick

let's get started