Mortgage Trouble?

Are you having difficulty with your finances? Are you self employed? Low Credit Rating? Having a hard Time Proving income? Separating?

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Most Important to us is,
Customer Satisfaction!

Our customers know us for competitive rates and for over 27 years of customer satisfaction. Our integrity is reflected in our many Client Reviews.

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We are passionate about what we do!

Whether you are buying your First Home or Refinancing your current home, we have the right tools and information to help you make a well informed decision.

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Have you ever wondered what your home value currently is?

We are always looking for innovated ways to help our clients. Our tools can give you an accurate home estimates within minutes! Sent to your email. For Free! (Ontario Only)

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Buying a home can be stressful. The Mortgage for Less team is here to make sure your Mortgage process is smooth, quick and rewarding.

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Moving/New To Canada

With our many years helping clients with their mortgage needs we make your first home purchase a pleasant and unforgettable moment.

Landed Immigrant with Employment:

If you have a landed status in Canada for less than 3 years, a full time job for more than three months and a minimum of 10% for a Downpayment… we can help.

Landed Immigrant WITH NO INCOME CONFIRMATION:

You have been in Canada less than five years and have your landed immigrant status but may not be working or have income verification. This program is for you!

  • 35% Down Payment Required
  • NO INCOME VERIFICATION required
  • Proof of 12 months of rental payments and/or confirmation letter from a landlord
  • Regular payments towards utilities, telecommunications, insurance, etc. and/or confirmation letter from service provider(s)
  • Letter of reference from a recognized financial institution
  • Several months of bank statements
  • Documented regular savings for 12 months
  • International credit report

Non Residents- Living Elsewhere other than Canada:

You live elsewhere other than Canada and want to buy a rental home or a home for your family to use – we can help!

This program targets resident from other countries who are seeking to purchase a secondary/ vacation home away from home.

If you have a minimum of 35% down payment funds available in a Canadian Bank Institution at least 30 days before the closing date,, we can help!

New to Canada? We have all the right solutions to purchase your home!

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