5 Year

Variable Rate Mortgage


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5 Year

Fixed-Rate Mortgage


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7 Year

Fixed-Rate Mortgage


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Mortgage For Less.com

Mortgage lenders  toronto

Successfully operating for nearly three decades, Mortgage for Less has provided strategic and personalized mortgages, proficient advice and market guidance since 1989.

We've been online since 1998 and for twenty one years we've provided helpful mortgage information, mortgage applications, online services and assessments.


Use our preferred Realtor Group and receive 1% of your mortgage amount  cashback after closing... Simple as that!

Very few conditions apply.


Our high tech home value tool provides an estimated value on your property.

All we need is you Address, Name and Consent!

I first worked with Nick Mitskopoulos at Mortgage for Less about 20 years ago! He came highly recommended to me by a friend. Nick is customer service oriented. He is knowledgeable, patient, always open to questions and dependable. He guided me through the procedure with ease and had my mortgage arranged within days!

Marlene Anderson

Google Review

You get better options and more convenience

When dealing with a bank you only deal with one lender at a time. Our mortgage brokers in Toronto deal with many lenders at a time, providing customers with a better choice of mortgage products and services.

We can complete the whole home loan process online, in person or by telephone which means you won’t waste countless hours visiting bank branches. 

If you shopping around with banks you can end up pulling more than one credit report, which will have a negative impact on your score. Here at Mortgage For Less - Mortgage broker Toronto we pull one credit report that can be used with multiple lenders, which means no impact on your credit score.

Mortgage For Less Works for you

Bank employees receive a salary and are not dependent on your business. Mortgage Brokers Toronto have to close the deal to make their commission. It's in our best interest to make sure that you're getting the best rate, the most personalized product, the most detailed advice and an efficient overall service. We want you to be a returning client and given the chance we know you'll be back.

When it comes to mortgage services, we simply do not look elsewhere. We have used Mortgage For Less on several occasions now, and Nick has never failed to deliver best in class services at the absolutely best rates available in the market at that time. It's all in the 'details', and Nick helps the navigating through this seem simple and understandable. Nick stays with you through the entire process, making certain you have the best product and that you are in complete satisfaction.

Steve L.

Google Review

Before talking to Nick, I was working with one of the main banks to get my mortgage.  Before I committed, I was encouraged by a friend to meet with Nick to get his opinion on what I was being offered.  Nick not only taught me a lot about mortgages, but told me the right questions to ask the bank, which after I asked those questions, I found out I was being misled by the bank.  Nick then found me a better mortgage, with a better rate and more flexibility that better suited me.  Nick was the best decision I made!  Definitely recommend!!!!!

Kyle Fiddes

Google Review

You can save tens to Hundreds of Thousands of Dollars, We are debt strategists

Unlike the bank, who would rather have you paying off your mortgage for the full amortization of your mortgage, we want to help you pay it off as soon as possible.

The longer you pay off your mortgage the more money the bank makes off compounding interest. While getting the best rate will help you save money, having a solid repayment strategy will save you tens to hundreds of thousands of dollars over the life of your mortgage.

A bank will not advise you on the variety of repayment features. Mortgage For Less - best mortgage broker Toronto are here to help you customize your mortgage with features that allow you to strategically tackle your principal amount and save money in the long run.

Getting a quote is simple and quick

The most efficient way to getting the best mortgage product is simply knowing your options and getting the best broker.

Well would you look at that, you've got that right at your fingertips. Now all you need is an idea of what you qualify for. Get Preapproved Today!

It's as simple as signing up for a social media account and it's a step in the most important financial move of your life. It's time to get serious and make the right move.

Veteran Mortgage Broker in Toronto ON

ABOUT OUR mortgageforless.com

 Since 1989 MortgageForLess.com is a long-standing premium brand.  Over two decades online and over a quarter century of brokering.

Located in the heart of Midtown Toronto conveniently located at subway stops, in case you want to meet in person, at Yonge and Eglinton and a second location at Yonge and Davisville. Mortgage For Less has serviced thousands of mortgagors all over Canada, specifically those in Ontario and the densely populated GTA.

Mortgage for less Mission statement

provide you a premium and honest service

provide professional knowledge, start to finish

provide efficient market navigation for your rate and mortgage

provide you a strategy to save money on your mortgage

provide  proficient advice to you and your unique situations

provide effective products for your needs and goals 

provide you a continued service and industry knowledge

We were purchasing a new house and Nick was our mortgage broker. Nick helped us tremendously to get the best mortgage product that met out needs. He also ensured that we got it at a great rate. Nick patiently explained different types of mortgages available on the market and reviewed all the features with us. We had a lot of questions about the mortgage product and the lender and Nick spent several hours on the phone with us making sure all our questions were addressed. Nick demonstrated his commitment to us by keeping his word and delivering the best mortgage rate available on the market. We gladly recommend Nick and his company to anyone who is looking for a mortgage. You will be serviced by a trusted, reliable and very knowledgeable mortgage broker professional.

Alexander Tamarchak

Google Review

Canadians have come to distinguish Mortgage Professionals Canada members as highly ethical providers of mortgage services.

This Membership Certificate is the ultimate declaration that we are a member in good standing of a respected professional organization.

As a client looking to arrange mortgage financing, you will have the added comfort of knowing you're dealing with a reputable member of Canada's mortgage industry.

Mortgage Professionals Canada has established a strict Code of Ethics overseen by Regional and National Ethics Committees who enforce compliance.

We must live up to the consumer's expectation of honesty, fairness and quality of service. We are proud to meet these codes.

It ensures you're serviced professionally and ethically at all times.

As of February 1st 2019, we are excited to join partnership with

Safebridge Financial Group.

Safebridge was co-founded as a financial consulting company in 2005, bringing many years of experience and expertise. Since then, they’ve grown to be one of the most successful and respected brokerages in the mortgage industry.

With access to over 30 reputable, trustworthy lenders and financial partners, we can now leverage the most competitive rates in the country to help you save thousands of dollars on your mortgage.

We will continue to provide you with the best quality of service and efficient processes to make your experience the best it can be!


FSCO LIC. 10524


500 - 120 Eglinton Avenue East, Toronto, ON. M4P 1E2 CANADA

Phone: (416) 572-7655

Email: info@mortgageforless.com

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