We are dedicated to helping you get the most out of your mortgage and repay it strategically to save.
We can help, advise and customize your mortgage so you can achieve your future plans, goals and needs.
Tell us a little about your goals and needs and we'll provide a financial plan for your future.
At Mortgage for Less we've been advising and helping Canadian families with their financial needs and future since 1989.
We'd be happy to help you plan for 2019 and beyond.
Our form is simple, easy quick and free with no obligation. Fill out all the essential information in our form and submit you information for a professional review.
Through email we receive you submitted future financial planning form. We prepare and provide your form to one of our qualified mortgage professionals. One of our mortgage brokers will be in contact with you as soon as possible.
Using the submitted information you provide, we analyze and asses your financial situation. Taking into consideration your future goals we determine an appropriate mortgage and lender for your financial needs.
We calculate your GDS (Gross Domestic Service) and TDS (Total Debt Service) ratios using the financial information you provide.
We determine the LTV (Loan-to-Value) of the property you wish to mortgage to determine the maximum loan amount that you can be approved for based on the value of the subject property.
Using the calculated GDS, TDS and LTV ratios we figure out which lenders and mortgages you qualify for.
Upon determining what you qualify for, we shop for your best lending rate and the most appropriate product for your financial goals. We save you the hassle and effort of shopping around for a lender.
Our mortgage professionals navigate the mortgage market for a living, shopping for the best mortgage and rate is second nature.
Because we deal in millions of dollars of mortgages, lenders provide us benefits that we pass unto you to get a competitive rate, better terms on your mortgage and more savings.
After assessing you situation, making some calculations and shopping around for a mortgage and rate that suit your financial goals, we provide some mortgage options personalized to your future.
After providing you mortgage option to meet your future goals, we standby to assist you in obtaining a chosen mortgage financing option.