Rate is one of the most common reasons for a mortgage switch. We can help you find a new competitive rate and a new lender would be happy to provide it.
In many cases borrowers looking for a switch have had a mortgage for a couple of years and would like to update to a better lower rate, if the case of rate decline be present.
In other cases borrowers have improved their credit score and reduced the principal outstanding balance of their mortgage and would like to qualify for a better rate with a new lender.
If you've had a mortgage for a couple of years or more there is a good chance that your life has seen some changes. Life is full of a variety of new responsibilities, opportunities and trials and it's important that your mortgage match whatever life has to throw at you.
A mortgage switch can be a essential and strategic financial move, not just for your mortgage repayment and savings but for your personal finances too. At Mortgage for Less we're determined to get you your best rate and mortgage, contact us or fill out one of our many forms and we'd be happy to assess your mortgage and provide you advice and guidance towards a better lender.
Your finances are thriving and you know your surplus funds could be well spent repaying your mortgage off faster. The quicker you repay your mortgage the more you save on accumulating interest. In the case that you have extra funds or a greater income we can help switch you to a mortgage with better repayment and prepayment options to convenience the reduction your mortgage balance.
Over the past couple to several years of repaying your mortgage you have had the funds to maintain a good to excellent credit score. Assuming that you got your mortgage with a lesser score, if you've improved your credit score we can help you find a new and better lender who will offer you a better mortgage and rate with your updated financial profile.
A variety of reasons can hold someone back from getting the best mortgage, whether it be a higher rate or a limited mortgage. Maybe you didn't know what you were getting into and didn't get the best mortgage for your financial needs and goals. We can help advise and shop for your best rate and mortgage while considering your personal financial needs and future goals.
Have you considered a Home Equity Line of Credit?
Feel free to send us an email with any questions you may have about the required documents for a mortgage switch.
We'd be happy to help!
We have a variety of useful guides that are essential and helpful for all your mortgage needs and questions. We cover everything from basic mortgage concepts to the functions and components of a mortgage to in-depth mortgage guides and strategies.
We have a variety of informative and useful pages. Take advantage of the free resources we offer with convenient bookmarks for all your mortgage information needs.
We have a few excellent options to determine what you can afford to borrow. We offer an easy to use Mortgage Qualifier Calculator. Simply input the required information and let our calculator give you an idea of how much you can afford to borrow.
If you want to get the most accurate idea of how much you can afford to borrow, contact us or fill out our online mortgage assessment form.
Get your mortgage assessed by professional mortgage brokers. We'll assess and advise on a mortgage product right for your financial needs an goals.
There are a variety of mortgage types and purposes. Deciding on the best mortgage for you is essential to getting the most logical loan for your financial needs, goals and future.
If you don't know what you want or need in a mortgage, we can assess your finances and in consideration of your financial needs and goals, we'll provide the best mortgage and rate for you.
We can assess your situation and advise on a mortgage product that will meet your financial goals and needs into the future.
We can be contacted by phone, email or directly through our website. We do consultations through email, phone and meetings. To begin a consultation fill out a form pertaining to your mortgage needs.
We've been helping Canadians obtain financing at the best terms and rate for 30 years and we'd be happy to help you get the best mortgage.
We have a variety of forms and applications at your disposal. We do everything from mortgage applications to mortgage assessments to helping to improve credit ratings.
We navigate the mortgage market for you. As professionals we shop for you and in doing so we provide proficient service and advice.
Nick and his staff were very efficient and helpful. Nick in my opinion went above and beyond what was required in arranging my new mortgage. This has been my experience over the past 25 years when dealing with Mortgage for Less and Nick specifically.
Steven Hensman
Google Review
Nick Mitskopoulos was professional, trustworthy, efficient and proactive. His expertise as a broker was evident from the moment we met him. We had encountered 2 other brokers before but we decided to go with Nick because of his professionalism and sense of ethics. He was also patient and answered our numerous questions. We definitely recommend him as a mortgage broker. Keep up the good work Nick!
Sylvie Leung
Google Review
At no cost to you, we work on your behalf with your best interests in mind, until the mortgage transaction is closed and you are funded.
We asses your situation, advise on a mortgage product, find your best rate and provide you with options to customize your mortgage.
Nick was great to deal with. Professional, knowledgeable, polite and quick to answer any questions we had. Throughout the process from mortgage pre approval all the way through to closing day he stayed in touch making sure we had all the information necessary.
Would highly recommend Nick.
David Lowcock
Google Review
I have used Mortage For Less for all my mortgages since purchasing my first home nearly 15 years ago. From our first experience Nick has always been amazing at providing advice and negotiating great deals, and we have been a loyal customers ever since. Nick also jumped in quickly to help us work out a line of credit through our mortgage when we inquired a few years ago, and he provides interesting updates on the market. I plan on sticking with Nick for as long as I own a home.
Rob Taniwa
Google Review
We consider your financial needs and goals to provide a proficient service of strategic mortgage customization.
We provide advice before and after a mortgage. We're dedicated to answering and advising on all your mortgage inquiries.
What a pleasure it is to do business with Nick. I have used Nick as my mortgage broker several times now and wouldn't think of using anyone else. He is knowledgeable, professional and always timely on any questions or inquires I have. He makes you feel like you are a special customer through the entire process. Nick thanks again for all you expertise and making this a smooth transaction.
Much appreciated !
Danny Phillips
Google Review
It's always been a pleasure to work with you. Everything was made very easy for us even though you are in a different province. I believe I always got a great rate without me having to negotiate with several different banks. All the work was done for me. Thank you.
Mary Tiberio
Google Review
We provide a continued service of advice to strategically save tens of thousands over the life of a mortgage.
Our mortgage application and pre-approval are simple, straightforward and don't require much information to begin consultation.
We've been advising on mortgages for 30 years and we've helped thousands of Canadians get approved for their mortgage financing needs. We'd be happy to help you with your mortgage switch.
Phone: (416) 699-1010
Fax: 1-855-221-2154
Toll Free: 1-888-448-2222
Email: info@mortgageforless.com
Ontario Mortgage Broker License number 11125
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