Mortgage Pre-approval Form

Our Mortgage Pre-approval Form is simple, easy and essential for home buying.

All we require is some basic financial details to properly provide you a mortgage preapproval.

Mortgage pre-approvals are essential for signing purchase agreements. They're also a great resource for knowing what you can financially afford to borrow.

Whatever your mortgage need this form will suit your preliminary information requirements.

Our pre-approval form will save you the time, effort and money spent shopping for your best rate, leave that to us

Providing you with proficient market navigation is our most essential service. We've helped thousands of Canadians mortgage for less, we'd be happy to help you.

Professional service by a mortgage specialist

Personalized to your financial goals and needs

We email your mortgage preapproval to you

Simple and quick form submission

Free essential service with no obligation

Answering any and all of your mortgage questions

Mortgage Pre-approval Form


How getting a pre-approval works

Submit an online mortgage pre-approval form above

Our online mortgage pre-approval is simple and easy. You just need to fill out the essential information, anything omitted can be obtained through consultation and/or preferred communication.

We receive your mortgage pre-approval application

Through a secure email, we receive your submitted form and provided information. We prepare and provide your file to one of our qualified mortgage professionals. One of our mortgage brokers will be in contact with you as soon as possible.

We analyze and assess your information

Using the submitted information you provide, we analyze your financial situation and assess an appropriate mortgage and lender for your financial needs.

We pull one credit report, which can be used for multiple lenders. This saves you from negatively impacting your credit score by pulling many credit reports when shopping around for a lender without a mortgage broker.

We make a calculated decision

We calculate your GDS (Gross Domestic Service) and TDS (Total Debt Service) ratios using the financial information you provide.  

Using the calculated GDS, TDS ratios we figure out which lenders and mortgages you qualify for.

We do your mortgage and rate shopping

Upon determining what you qualify for, we shop for your best lending rate and the most appropriate product for your financial needs and future goals. We save you the hassle and effort of shopping around for a lender. 

Our mortgage professionals navigate the mortgage market for a living, shopping for the best mortgage and rate is second nature.

Because we deal in millions of dollars of mortgages, lenders provide us benefits that we pass unto you to get a competitive rate, better terms on your mortgage and more savings.

We email you mortgage options

We prepare and send an email with a variety of suitable lenders and the rates that you qualify for. One of our mortgage professionals will contact you to discuss and advise upon a mortgage and lender for your financial needs.

We customize your mortgage

Before submitting your pre-approval application to a chosen lender we will determine your future financial goals. Considering both your finances and future goals our mortgage professional will customize your mortgage with a variety of prepayment, repayment and borrowing options.

We collect required documents and information

There are a variety of required documents to properly submit your pre-approval application to a lender. At this point we collect any outstanding information to proficiently compile and file your pre-approval application to a lender for approval.

We prepare and submit your pre-approval application to a lender

We prepare and optimize your pre-approval application. We submit the completed application with all your information and documents to a lender and standby for a response from the lender.

You get pre-approved for a mortgage

You get pre-approved by the lender for your desired mortgage. This pre-approval confirms and determines what you can borrow. It is also essential for locking in a mortgage rate for 90 days, which is an essential feature for shopping for new home.

We standby for when you need mortgage financing

After getting you pre-approved for a mortgage we standby ready to process your mortgage. Once you've found a home, we will help you with getting your mortgage financing.

VERICO MORTGAGE FOR LESS CORP.

120 Eglinton Avenue East, Suite 500 TorontoON M4P 1E2 Canada

Phone: (416) 699-1010

Fax: 1-855-221-2154

Toll Free: 1-888-448-2222

Email: info@mortgageforless.com

Ontario Mortgage Broker License number 11125

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All Rights Reserved.